Financing Options
Capital should never be the reason an energy upgrade waits. We offer multiple financing structures so your project can move forward with little or no upfront cost — and in most cases, monthly savings exceed the monthly payment from day one.
What's Included
$0 Upfront Programs
Pay nothing at installation; cover the project from the energy savings it generates.
On-Bill Financing
Repay your project directly through your utility bill on qualifying programs.
Equipment Leasing
Fixed monthly payments with predictable terms and end-of-term ownership options.
Energy-as-a-Service
A performance-based model where we own the equipment and you simply pay for the outcomes.
How It Works
Savings Model
We project your monthly utility savings using your actual bills and the proposed scope.
Option Comparison
Side-by-side comparison of cash, financed, leased, and EaaS structures.
Approval
Soft-pull qualification with our funding partners; most decisions returned within a few business days.
Cash-Flow Positive Day One
Project installed and structured so monthly savings outpace your monthly payment from the first bill.
Why It Matters
Choose the structure that matches your accounting goals — whether that is capital ownership, predictable opex, or fully off-balance-sheet.
Frequently Asked Questions
Is this actually cash-flow positive from day one?+
On most qualifying projects, yes. We size payments against projected savings so the monthly utility reduction is larger than the monthly financing payment.
Will financing affect my credit lines?+
Equipment leases and EaaS agreements are typically structured to avoid impacting traditional bank lines. We will flag any structure that does.
What happens at the end of the term?+
Most leases include a $1 buyout or fair-market-value purchase option. With EaaS, you can renew, buy out, or transition the equipment at term end.
What if I would rather pay cash?+
That is often the lowest total cost. We will still model the financed options side-by-side so you have an apples-to-apples comparison.
We will model each option against your projected savings so you can pick the structure that fits your budget and tax situation.